Loans:




  1. [ Short-term loans for small and medium sized companies in the country and abroad ]
  2. [ Allowed account overdraft for companies and entrepreneurs ]
  3. [ Short-term and long-term loans ]
  4. [ Short-term and long-term loans secured by deposits ]
  5. [ Loans for investment projects financing ]
  6. [ Loan granted to domestic banks ]
  7. [ Loans in cooperation with Development Fund ]
  8. [ Loans in cooperation with Directorate for development of small sized companies ]

1. SHORTERM LOANS FOR SMALL AND MEDIUM SIZED COMPANIES IN THE COUNTRY AND ABROAD

Purpose

Trade,production,construction,services,tourism

Amount

From EUR 2.000

Repayment period

Up till 12 months

Deposit (as an option)

20% of loan granted amount

Interest rate

10%-14% annually  (EIR*12,15% - 16,26%)

Administrative fee for processing loan application

1% of loan granted amount

Security Instrument

  • Promissory note,promissory note authorization
  • Fiduciary agreement or mortgage(for amounts up to EUR 10.000)
  • Pledge of fixed property and movable property
  • Deposit
  • Bank guaranty
  • Guaranty of other legal entity

 

* Effective interest rate is shown in the example of 10.000 EUR loan amount, with repayment period of 12 months, and equal monthly installments.